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Useful Guide to Choosing an Insurance Broker

Posted by , on Nov, 2017

Building your wealth is easy when you know who to turn to. With plenty of insurance policies out there, though, you can easily find financial products that are right for you. Working with the right insurance broker, though, can make a huge difference, says the Investor Guide. Here are handy tips to guide you in picking out the best one: Know What You Want Are you thinking about getting life insurance? What about health insurance, disability insurance or other forms of insurance? Getting all that from the same broker is actually better for you. Not only does that mean less stress, but it also means your agent can customize and provide you with better policies, ones that can easily eliminate or reduce coverage gaps. Ask Around Chances are, you already know people with fine money-handling skills. Identify all the people in your circle whose judgment you know and trust when it comes to financial matters and reaches out to them for referrals and advice. This can easily give you useful leads. Check Qualifications Don’t even consider hiring an insurance broker, not until you’ve thoroughly checked out the broker’s qualifications. Are those credentials legit? How much experience does the broker have? You want years of experience in the field coupled with up-to-date qualifications and credentials. Once these are in the bag, time to move forward to the next step… Read Reviews You’re handing money over to your insurance. You want to make sure you’ve got the right policy or coverage. Going online and checking out reviews for the company is one way to know whether the company is a safe bet or not. Bad reviews can help, warning you away from dodgy brokers so you won’t have to waste time checking them out. Good reviews, on the other hand, mean you can breathe easier, knowing you’re working with a reputable broker. Be the first to like. Like...

Maximize Your Financial Investments with a Financial Analyst...

Posted by , on Jun, 2017

Maximizing your financial investments is one of the most important aspects of investing. Whether you want to invest in your IRA, manage your 401(k), generate retirement income, protect your legacy and your assets or plan your retirement you need a financial analyst and Attleboro MA. Hiring your very own financial analyst is also the perfect way to get your personal finances in order. They use a type of institutional thinking that allows them to customize portfolios and manage them for individual investors. It is also imperative that any financial analyst you hire is a certified financial planner and a chartered financial analyst charter holder. They will have an interdisciplinary approach that allows you to address and achieve your ever-evolving financial goals. Utilize a Dedicated and Personalized Approach to Your Investments An expert financial analyst is going to be able to provide you with a personalized and dedicated approach to any investments in which you’re interested. Using the services of a financial analyst without production requirements or sales quotas gives you the freedom to invest without any pressure. Instead you’ll receive sound financial guidance that is unbiased regarding assessing your financial circumstances. They will also be able to manage your portfolios and analyze mutual funds for you as part of their varied services. Overall you want to hire financial analysts that has a great education as well as professional investment experience that can give you the confidence you need to make sound investments. The Right Financial Analyst Can Help You Invest with Confidence The right financial analyst will provide you with valuable investing solutions based on a sound fundamental analysis. You can depend on their viable financial guidance in areas such as portfolio management, investment analysis, asset allocation, estate planning, retirement planning and tax planning. Be the first to like. Like...

Common Car Buying Mistakes

Posted by , on May, 2017

Buying a car is an experience most everyone looks forward to. Getting the keys and zooming out of the car lot is a feeling like no other. While it is an exciting time, you need to practice vigilance during the whole buying process. It is easy to fall into the traps of car buying if not properly prepared. Here are three common mistakes made by car buyers across the board. No Test Drive Many car buyers neglect this part of the car buying process. A test drive allows you to know for sure that you can handle the car you are interested in and that it fits your expectation. There may be an overlooked feature that doesn’t work for you or a missing aspect that you deem important. Your only way to know is to take the car for a short spin down the road. Breezing Through the Paperwork There are a lot of papers that need to be initialed and signed when buying a car. It can get tedious and is very time consuming. It is important to not just sign any paper placed in front of you. While it may not be possible to read all the words on the pages presented, you should definitely have an understanding as to what is being signed. Any questions should be asked to the salesperson, they should be able to give you a brief overview of whatever needs to have a signature. Not Knowing Your Credit Score A lot of buyers see a flashy new car they want and just walk in to the dealership without knowing their credit score. A credit score enables you to know if you are credit worthy to buy the car and establishes a base of how much you monthly auto loan will be. Auto loans in Melrose Park and other cities are based on how high, or low, your credit score is. Many times, you will not be able to even purchase a car if you fall below a certain credit score threshold. If you need to compare auto loans in Melrose Park, contact Leyden Credit Union. Find them online at https://www.leydencu.org. Be the first to like. Like...

3 Reasons Any Successful Business Should Use Factoring Financial Services...

Posted by , on Apr, 2017

There is a very often repeated misconception in small business circles about the use of factoring financial services. This misconception leads business owners to believe that factoring is only used by businesses that are in trouble financially. As a point of fact, this is the opposite of the type of business that uses factoring financial services. Factoring allows a third-party company, the factor, to advance up to 80% of the cash for accounts receivable. This means that the business has to be generating revenue and providing work for customers in order to qualify for the funding option. Successful small to mid-sized businesses across the country tap into the value of factoring. The three most common reasons that these top performing companies use factoring focuses on the ability to take advantage of opportunities to continue to be a success. Growth and Expansion By avoiding cash flow gaps between completing contracts and payment, a company is always poised when growth and expansion potential presents itself. By having cash on hand, it is possible to replenish inventory, buy new equipment, take on new contracts and expand into new markets without all the complications of a bank loan or line of credit. Hiring Quality Professionals A very smart way to use factoring financial services is to be able to hire quality individuals when they are available. This is true in any industry, but it’s particularly important if you are operating a service industry or operating a staffing agency, security company or other similar business. Managing Cash Flow With No Business Debt A very smart way of thinking about factoring is the ability to have cash on hand for work completed without anything showing on the company profit or loss sheet. This is important if you will need to apply for credit in the future, want to sell your company or are looking for investors. As factoring is not a loan, it is also not debt, and will not count against your business in any transaction. Be the first to like. Like...

What you need to know about business tax services in Manhattan...

Posted by Kim kimball , on Mar, 2017

Do you need tax preparation services for your business in Manhattan? If so, you should consider getting a public accountant who has been formally trained in these services. The business tax services Manhattan accountant you hire will be able to look into your tax information in order to tell exactly what the best deductions and options are for you. Understanding the process involved with working with a business tax service will ensure that your business gets the top quality tax and financial services it needs. Work with a Certified Public Accountant There are some people who have gone to school for accounting but never completely finished. They still offer tax preparation services even though they haven’t been fully certified. However if they make any errors during the tax preparation process, you won’t be able to dispute them. As such, it is better to work with a certified public accountant such as Robert A. Woloshen, CPA, PC who has received a formal certificate. This will provide you with peace of mind throughout the process. Ensure accuracy with a guarantee Some business tax services Manhattan companies need can provide a guarantee with every tax service. This guarantee ensures that should anything go wrong, you will be well protected for a certain amount of damages. This type of guarantee can provide you with peace of mind as you try to get your taxes prepared professionally. The right way to file taxes Working with a business tax company is the right way to file your taxes at the end of the year. It is much more preferable to working with an online service which is not always error free. With a trusted local tax office, you can visit them to discuss the details of your tax preparation and ask any questions face to face in the event that something needs to be corrected. Consider Robert A. Woloshen, C.P.A. when you need a trusted accountant. Visit him online for more information at Rawcpa.com. Follow us on Google+! Be the first to like. Like...

Who is Your Payment Service Provider? Are You Getting All That You Can?...

Posted by , on Feb, 2017

Some business owners make a critical error by not reviewing periodically the performance of their payment service provider. It can be easy to fall into this complacent place where you just accept the cost of doing business with a payment service provider as “the cost of doing business” and not expecting more. it is vital that you audit your provider occasionally (every 6 months or so) to make sure that you are getting all that you can out of the service. The Report Card Setting up a report card system for your own records is a good way to stay on top of whether your service provider is still meeting your needs. A little comparison between providers can go a long way in revealing where your provider is lacking. The Problem When you first started your business, you may have chosen the service provider based on your immediate knowledge of how the services worked. Many businesses tend to choose: Their local bank The bank they do business with The first provider that contacted them While one of the above may have met your immediate need when your business was first launched, you likely have outgrown them substantially now. You may be: Overpaying for services Waiting longer than you need for processing Damaging your business credit with an overload of chargebacks The Solution NOT auditing the services that you are receiving periodically can be detrimental to your business. Paying more than you should for the services can get very costly over time. Waiting for the processing can also keep your business from growing. There are better ways to go about credit card processing. American Merchant is the better way. Do a comparison than switch to a better service. It is the better way to do business. Be the first to like. Like...

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