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What Does PIP Insurance Cover in Florida?

Posted by , on Aug, 2017

Drivers in Florida are required to carry a minimum of $10,000 in personal injury protection, or PIP, to ensure their medical bills are paid after an accident, regardless of who is deemed at fault. However, many people are unaware of exactly what PIP insurance coverage in Jacksonville actually means. There are certain guidelines regarding what will be paid to the medical provider in the event an individual is injured in an accident and treated. Minor Injuries In most cases, the injuries sustained in an accident will be relatively minor. In these instances, the amount of money allowed is capped at $2,500. As a medical provider, just like with any other type of insurance coverage, PIP insurance coverage in Jacksonville will require you to bill the services at a reduced rate. However, this rate is 200 percent higher than Medicare payments. It’s important for these treatments to begin within 14 days of the accident to ensure proper coverage. There is often a deductible with PIP that will either need to be paid by a health insurance provider or the patient. Emergency Medical Condition More serious injuries sustained in an accident may be qualified as an emergency medical condition, which means the cap for PIP insurance coverage in Jacksonville will be increased to $10,000, though the same reduced rate requirements do apply. While treatment must be initialized within the same 14 day period, your treatment of an emergency medical condition does not have to be completed within the same timeframe, ensuring payment outside of the first 14 days for care provided. PIP insurance coverage in Jacksonville is designed to help car accident victims pay their medical bills, regardless of who is at fault. With a minimum requirement to go after the at-fault driver for medical bills, it is essential to understand how this type of insurance can help get you paid for the care you provide. Are you trying to recover payments for medical services rendered after an auto accident? Contact Shuster & Saben to learn more about PIP insurance coverage in Jacksonville and how to recover your money. Be the first to like. Like...

Is Florida a No-Fault State for Auto Insurance?

Posted by , on Jun, 2017

Florida is a no-fault state for auto insurance. That means that the state of Florida requires that all automobile drivers in Tampa have personal injury protection (PIP), also known as no-fault insurance. Whether or not you are at fault in an accident, your insurance company is responsible for covering medical expenses, lost wages, and some other ancillary support services. The benefit of no-fault insurance is that you are protected even when you have been injured as a passenger in someone else’s car, or on a bus. Being a no-fault state also means that you are not necessarily responsible for the injuries that occur to the other passengers in your car. For example, if your children and their friends were in the back seat, your children are probably going to be covered under your PIP but not their friends. Their friends should be covered under their parents’ own PIP insurance coverage. Drivers in Tampa are also advised to purchase uninsured motorist coverage, which would prevent you from being sued by an uninsured party in your vehicle. People often run into trouble when filing claims on their personal injury protection insurance. The insurance is supposed to cover things like medical expenses, lost wages, and potentially other services like child care if necessary. However, insurance companies often try to deny claims because that is how their business model works. In Tampa, a Personal Injury Protection Insurance Attorney helps people to successfully receive their just compensation or to understand their rights in a PIP case. A PIP insurance attorney in Tampa also helps with special situations in which the damages are not actually covered under the PIP auto insurance policy, such as if the driver suffers permanent damage from the accident or has a long-term medical condition not covered. Be the first to like. Like...

The Cause of an Accident: Meeting with an Accident Lawyer in Dayton, OH...

Posted by , on Aug, 2016

When people are the victims of accidents, they often decide to meet with lawyers. They may, for example, have sustained great physical injuries, and, as a result, they want to sue for money to pay their medical bills. They should visit our website for more information. On the other hand there are those who have caused accidents in the first place. When they hear that a suit is coming their way, or they discover that the victims want to take the case to court, they, too, should consult an accident lawyer in Dayton, OH. Some people want to defend themselves, but working with attorneys helps them to develop a clear and focused plan. People who do not have experience in the field of law may lack the necessary knowledge to fully understand the scope of the situation. When meeting with an accident lawyer in Dayton, OH, people who caused accidents should clearly and articulately explain what happened, and they should bring any necessary supporting documents, such as a police report or photographs, to help paint a more lucid picture for their lawyers. In describing what happened, they may discover that they were not entirely responsible for the accident. Speaking with lawyers also provides this group of people with an idea of what the consequences may be. Having a positive attitude about winning the case is helpful, but staying mindful of the possible effects is also crucial. When people know what the potential penalties are for the case in which they are embroiled, they can begin to plan appropriately in the event that the worst-case scenario occurs. However, they should not just assume that they know what could happen, they should speak with lawyers to find out. Consulting attorneys in the field helps to provide people with clarity and focus about the issue. They can learn new information pertinent to their situations and their cases, and they can also gain insight about the trajectory that the case might follow. Stronger knowledge about the situation often leads to more confidence in it. Be the first to like. Like...

Personal Injury Lawyers in Easton Can Help Recover Damages from an Accident...

Posted by Kim kimball , on Nov, 2015

Any type of accident that is a negligent act of someone, which ends up with someone else needing medical treatment is considered a personal injury. This could be an event such as an auto accident, motorcycle accident, a slip and fall, medical negligence and a variety of other situations. The injuries do not have to be permanent in nature in order to contact personal injury lawyers in Easton. Compensation for pain and suffering and lost wages are covered by insurance companies, and a lawyer can help an individual acquire said compensation. The injured party should not be responsible for financial distress due to medical bills and lost wages. Insurance companies usually like to settle as soon as possible after any type of accident that they know they’re insured client is negligent for by offering a small amount of money. It may be very tempting for the injured party to take the early offer from the insurance company, but if they do, there is never a chance to have any future medical bills or claims against the insurance company paid again. This is why it’s important to contact personal injury lawyers in Easton soon after an accident occurs that involves injuries. Understanding the legal claims that can be brought against a negligent party is what a lawyer can review with the injured party. Medical malpractice also falls under personal injury law: medical mistakes occur through prescription errors and improper medical treatment for instance on babies while they’re being born. Physicians or nurses not properly monitoring a baby that could be in distress during childbirth could result in birth defects or death of the child. Although a lawyer is unable to fix the damage that was done to the precious child, they can help the family to gain the compensation that will need in order to pay for future medical care of the child. The Law Office of Bruce S. Raphel PC has years of experience in personal injury cases, and they will fight hard for the injured party so they can obtain the settlement they are legally entitled to. Don’t settle immediately after an injury has occurred and speak with an experienced attorney first. Be the first to like. Like...

Hire a Personal Injury Attorney to Help Negotiate with an Insurance Company...

Posted by Kim kimball , on Oct, 2015

When you’re involved in a car accident and the other driver is found liable, the insurance company will often want to quickly settle the case to avoid an expensive lawsuit. However, it’s essential that you hire a lawyer who can provide personal injury help with negotiations, and who can prevent the insurance company from taking advantage of you and ensure you get a fair settlement. If you want to try and settle on your own, though, here are a few tips that may help. Calculate Your Damages Before you can determine if the amount the insurance company is offering you is fair, you need to know how much your claim is worth; you can get a ballpark estimate by calculating your compensable damages. Some of the numbers you need will be easy to obtain such as your medical expenses and lost income, while others, such as the cost of a permanent disability or disfigurement, you’ll need to research and estimate the worth. Doing a search online for cases similar to yours can help you figure out how much you should be asking the insurance company for. Force the Insurance Company to Explain Itself If the insurance company insists on only submitting very low offers, force the provider to justify the amount. For instance, the insurance company may think they can give you a low-ball offer because it doesn’t believe you’ll have any long-term medical needs, but if your doctor indicates you will have ongoing medical issues, then you need to follow up with that information and make the company reconsider. Don’t Accept the First Settlement Offer As with any good negotiations, the first offer is really a test to determine if you know what you are doing, and it will be intentionally low. If you’ve already sent the insurance company a demand letter with your preferred amount, respond to the company’s offer with a counteroffer that’s only a tiny bit lower than the original amount you requested. This will show the company you’re aware of the worth of your claim but that you’re willing to compromise to get the best deal. If you get stuck at an impasse with the insurance company, hire personal injury help such as the attorney Dulaney Lauer & Thomas LLP. An attorney can negotiate on your behalf and make sure you get what you’re owed. Like us on Facebook. Be the first to like. Like...

Why Is It Best to Hire an Accident Attorney in Groton CT?...

Posted by Alex , on Oct, 2014

Auto accidents occur almost every second of the day. Often, these accidents are the result of careless or inexperienced drivers. When you are seriously injured because of another driver, it is your right to pursue compensation for your injuries, damages and medical bills. Unfortunately, the insurance companies are not always helpful. They can try to deny your claim entirely or work to pay you less than you deserve. To avoid complications with the insurance companies, it can help to contact an Accident Attorney in Groton CT. An accident attorney can assist you through every step of your case, so you can be properly compensated. When an accident occurs, you must call the police right away. A police report will need to be filed, so this evidence can be used in court. It is important you do not flee the scene of the accident, because it is against the law and could cause problems with you being able to pursue a case for compensation. Your next step needs to be to get under medical care as soon as possible. Make sure you inform the doctor you were injured in an auto accident, so this can be documented in your medical records. Your records will be obtained through a medical release you will sign for your lawyer. Through the police report, medical records and other evidence, the lawyer will work to prove your injuries and damages. You will not be required to pay any attorney’s fees unless you win your case. If the jury decides in your favor, any fees you owe the attorney will be taken out of your compensation package. This allows you to get the help of an attorney, without having to worry about the attorney’s fees. This is especially beneficial for those already dealing with massive amounts of medical bills. If you have been seriously injured in an auto accident that was not your fault, know your rights and get the help you need.This will allow you to get the legal help you need, so you can be fairly compensated. Be the first to like. Like...

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