You’re not imagining things: people are paying more than ever for auto insurance. While rates depend on a variety of factors, your location is of primary importance, as is your driving record. Thankfully, there are plenty of ways to save; we’ll list three of them below.
Shop Around for the Best Deal
While loyalty is a good thing, it doesn’t always translate to cheap car insurance Peoria. If you haven’t compared rates in a few years, it’s worth investigating. Just be sure to choose a highly rated insurer, so that ‘good deal’ doesn’t cost you money, time, and frustration during the claims process.
Look for Discounts Wherever They’re Available
When you’re looking for auto insurance quotes, it’s also a good idea to find out about potential discounts. For instance, if you have never filed an insurance claim, if you’ve taken a defensive driving course, or even if your teenager gets good grades, you may pay less for auto insurance. It’s surprising how many discounts are available; even a membership in a professional association may bring you cheap car insurance Peoria. You may be able to save by buying your auto, life, and homeowners’ insurance from the same company. These discounts add up quickly, and it never hurts to ask.
Consider Reworking Your Policy
If you want to save on auto insurance, take a look at your premiums and your deductible. According to recent estimates, you can save up to 10% by paying in full, either annually or biannually, or by enrolling in paperless billing. Raising your insurance deductible from $500 to $1000 will result in similar savings. If you go this route, be sure to keep at least $1000 in an emergency fund so you’re not hit with any unpleasant surprises.
It’s not always difficult to find cheap car insurance Peoria. By following these tips, you can get the coverage you need at an affordable price. Visit Accurateautoins.com or call Accurate Auto Insurance to request a quote today.
