If you are planning to get insurance for your home in Springfield OR or a retail store in Miami FL, you must go prepared when you visit any of the insurance agents on your list. Buying insurance is important. Buying the right insurance is critical.
Five Questions to Ask
Before you approach an insurance agent or company, be certain of two things:
- How much insurance you need/can afford
- The type of insurance
After this, you can focus on finding an agent. The initial way to find information is to perform online research. This is true whether the agent is a captive or independent representative.
When you have narrowed down the candidates to a few insurance agents, contact them and pose the following questions to each of them:
- What company or companies do you represent?
- How long have you been in the insurance business as an agent? With the company?
- What types of insurance policies do you offer?
- Can you give me a list of client references?
- Are the policies and companies you represent local, statewide or national?
If you send the questions in email form, how long does it take for the agent to reply? Are the answers direct or evasive? What is the overall tone?
Choosing an Insurance Agent
Insurance agents are your representatives. You need to be able to trust they are on your side. You must be able to rely on them, knowing they will not misdirect you in your choice of policies.
Click here for more information about Insurance Agents in Springfield OR
