What Do You Need to Know About Medicare Supplement Plans in Mesa, AZ

by | Jan 23, 2023 | Health & Fitness

Medicare Supplement Plans in Mesa, AZ

Are you interested in medicare supplement plans in Mesa, AZ. These medicare plans, also known as Medigap plans, can help you pay for some of your healthcare. For example, they can reduce what you owe for copays, coinsurance, and deductibles.

Private insurance companies sell Medicare Supplement plans, and the plans require a premium. Also, if you are on a Medigap plan, you do not get prescription drug coverage. Therefore, a secondary prescription drug plan would be necessary.

As an original Medicare Part A or B member, you would be responsible for certain costs. The supplement plan is designed to take care of those out-of-pocket expenses. In addition, Medigap covers care when you travel outside the United States.

How Does the Medicare Supplement Plan Work?

If you have a Medigap private insurance plan, most of your out-of-pocket costs will be covered. This option still gives you care under the original medicare benefits program. After medicare pays its portion of a claim, the bill is forwarded to the Medigap plan. Then, the supplement will kick in, paying the remainder of the bill.

Suppose you were already enrolled in a Medicare plan. Then, your previous plan will pay its share of the bill first, and the rest will get sent to Medigap.

Here are a few things that the Medigap plans do not include:

  • Gym Memberships
  • Over-the-Counter Items
  • Preventative Care
  • Dental Care
  • Vision Care
  • Hearing Aids
  • Eyeglasses

 

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