If you are seeking car insurance, you have many different options. These may vary from one company to the next. While all states (except New Hampshire) require at least liability insurance, this may not be what you need or want. While other types of insurance policies cover specific aspects, only full coverage car insurance offers the widest scope of services.
What Is It and What Does It Cover?
Full coverage car insurance is a package or combination of different types of auto insurance. While there may be small differences among companies, essentially, it consists of the following types of auto insurance:
- Comprehensive: This covers any type of car damage that is not due to it being involved in an accident e. g. falling tree branches.
- Collision: This covers accidents where a vehicle in motion suffers damage from striking an object e. g. guard rail, car, fence, house
- Liability: This type of insurance covers the payments for any damages resulting from an accident in which you are found to be at fault
Full Insurance coverage, therefore, is inclusive in its ability to address and cover most common accidents and sources.
Full Insurance Coverage
If you drive a car in Cabot AR, you need to purchase car insurance. The extent of this depends upon your budget, driving record and preferences. Choosing one can be complicated. However, while no single car insurance policy can cover every eventuality, full coverage car insurance is the closest to providing you with the most protection possible.
